A no-fuss guide to starting a business (Part 6)

In this instalment of our series, we’re taking a look at your responsibilities as an ...
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A no-fuss guide to starting a business (Part 5)

As an employer, you have a number of obligations for fees and taxes that you ...
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The last steps in your vehicle finance agreement

When you've finished paying off your car, it's definitely time to celebrate – but there's ...
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A brief introduction to investing

Investing is complex and can be risky, so it’s wise to talk to an accredited ...
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Looking at the types of insurance products (Part 2)

We previously looked at home insurance, personal valuables insurance, legal insurance and income protection cover ...
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Looking at the types of insurance products (Part 1)

Life can often throw expensive curveballs but sufficient insurance enables you to protect yourself, your ...
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A no-fuss guide to starting a business (Part 4)

We previously took a quick look at the regulations and requirements for employing people. These ...
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A no-fuss guide to starting a business (Part 3)

So far in this series we’ve covered planning and research, the types of businesses you ...
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Types of financial products

Here is a basic overview of the types of financial products available in SA. Remember ...
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A no-fuss guide to starting a business (Part 2)

We previously looked at the planning and research required for starting a business as well ...
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A no-fuss guide to starting a business (Part 1)

So you’ve got an amazing idea for a new business but you aren’t sure where ...
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Beyond borrowing: finding alternatives during tough times

Credit can be very helpful for buying large items or dealing with emergencies. But it ...
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Have you drawn up a Will?

If you don’t have a Will, you won’t have any control over what happens to ...
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Compound interest: friend or foe?

When you invest money, you earn interest on it. When you earn compound interest, the ...
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The low-down on inflation

People often talk about inflation and inflation rates, but what impact does it have on ...
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Where there’s a goal, there’s a way

It can be awfully easy for the day-to-day costs of food, rent and transport to ...
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#LearnSomethingNew about Lingo

Here’s a quick reference guide to some finance terminology. Learn more about the topics you’re ...
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Types of marriage contracts

There are a lot of decisions involved in getting married. Not just about the outfits, ...
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Debt administration – not the same as debt review

If you’ve got under R50,000 worth of debt (as an example), one of your options ...
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Methods of budgeting

On #LearnSomethingNew we’ve covered the benefits of budgeting, saving for retirement and the importance of ...
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Is your money slacking off?

Is your money working for you as hard as it could be or is it ...
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What is voluntary surrender?

If you find yourself in financial difficulty and you’re unable to keep up your payments ...
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The road to financial security

In our modern world of wanting things immediately, it can sometimes be difficult to be ...
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Let’s talk about personal income tax

Personal income tax is one of the deductions that may be made on your salary ...
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The National Credit Act (and you!)

Credit can be a risky business and you may be afraid of credit providers taking ...
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Ending vehicle finance agreements early

If your car requirements change during your finance contract, you aren’t forced to wait until ...
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Registered vs unregistered credit providers

There are lots of people who are willing to lend you money – for a ...
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Taking responsibility for responsible lending

It’s not only you who needs to be wise about borrowing money – credit providers ...
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Consumer Protection Act 101

What are your rights and responsibilities as a consumer? What are your legal options when ...
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Credit where credit is due

If you’ve ever applied for credit you’ll know it’s a bit of a process. You ...
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Advanced Adulting: Managing your debt

It can be a fine balance to manage your debt - car payments, mortgages, credit ...
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Understanding depreciation

Your car’s value won’t be the same in five years. Even in two years, it ...
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Some tips for setting up a budget

Budgeting isn't about making your life unpleasant and boring - it's about helping you to ...
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How can a graduate get car finance?

It’s very difficult to get credit when you don’t have a credit history, but some ...
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Protect yourself against loan scams

Finding yourself in a tricky financial position can make you desperate for help – and ...
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Warranties and maintenance plans

Once you’ve chosen your car, the next issue is how you’re going to keep it ...
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Teach your children the value of money

One way to empower the next generation for success is giving your kids the tools ...
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Is it really a bargain?

It’s hard to resist ‘two for the price of one’ and ‘75% off’ offers, but ...
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Shop around for the best deal

When you’ve worked out what you can afford and you’ve found the car you want, ...
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How to avoid identity theft

Identity theft is a type of cybercrime that uses email, websites, chat rooms or message ...
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Three big benefits of a household budget

Whether you’re in the market for a new car or trying to manage your existing ...
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A no-nonsense guide to car insurance

Regular payments towards car insurance could leave you questioning the point of even having it ...
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Can you afford to have car trouble?

From tyre blowouts to engine problems, cars come with their fair share of unlucky surprises ...
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10 ways to stretch your salary

Many of us feel it’s an ambitious goal just to make it to the end ...
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A car is not an impulse purchase

It’s hard to avoid getting swept up by the excitement when you walk into a ...
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Saving for retirement

If you plan properly for retirement, you should be able to put away enough money ...
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Choosing an insurance company

There are a number of insurers in South Africa and it can be quite tough ...
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Getting good financial advice

A financial advisor offers valuable insight about investments, tax and insurance. This can help you ...
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What you need to know about overdrafts

If you don’t have enough money in your account, your debit orders will be declined ...
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How inflation affects buying a car

When the inflation rate is high, you get less car for your money. Older people ...
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The impact of exchange rates

What is an exchange rate? An exchange rate shows the value of a country’s money ...
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Getting to grips with your payslips

In order to plan your finances properly, you need to know how much you’re getting ...
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Smart ways to use your tax refund

When you pay more tax than you owe, the South African Revenue Service returns the ...
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Fixed or Flexible Interest Rates

Making sense of interest rates

Any kind of loan will come with interest – it’s the price of getting things ...
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The longer payment term, the more the interest

Make your finance period work for you

It’s possible to pay off your car over anything from 12 to 72 months. Choose ...
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Make your credit score better

Tips for rescuing your credit score

Your credit score helps the bank to decide if they're going to approve your loan ...
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Debt Review

Reviewing the debt review process

It's easier getting into debt than out of it. If you're struggling to make your ...
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Being prepared can make your car application process go quicker...

What you need to apply for finance

Make sure that you've done all your homework before you go to apply for finance ...
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Owning a car is about a lot more than just your monthly installment

Owning a car costs more than you think

It's not just the price - the other expenses add up to more than you’d ...
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There are many ways to get a car... leasing could be one that suits you.

Should I lease a car instead?

This is a new option in SA - it's a lot like a long-term car ...
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There's a best time to trade in your car.

Pay it off or trade in early?

Are you considering getting a new car while you still owe on your current one? ...
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Save for a deposit because it's a smart move

Why save up for a deposit?

The bigger the chunk of cash you can put down as a deposit, the better ...
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If you don't understand balloon payments, it could end up blowing up in your face...

Ballooning balloon payments

A balloon payment can help reduce your monthly instalments on your car but be careful ...
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Buying from a dealership or from a private individual are both options when you're in the market for a second hand car

Dealership or private sale?

If you’re looking for a second-hand car, there are pros and cons to both options ...
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Affordable cars are the best kind

How much car can you afford?

It's not just your car instalments that need to fit into your budget. While we ...
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Navigating the vehicle finance process

It may take longer than you’d like, so understanding how it all works can help ...
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